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DUbank
Open account

Card terminal

One terminal, one account, any currency.

Accept contactless cards, QR codes and crypto at your counter. Charge in the currency you want and receive in crypto or the currency of your choice, in the same account you already use.

Open account How it works
  • Contactless, QR code and crypto
  • Charge in any currency
  • Automatic reconciliation
Smiling cashier at the counter while a customer pays by card
Illustrative image.

01 — Benefits

Made for the counter

Simple for those who sell and for those who pay.

  • Charge in multiple currencies

    Reais, dollars, euros or digital dollars: you choose the charge currency, and the customer checks the amount on screen.

  • Customers pay their way

    Contactless card, phone or watch, QR code, or crypto straight from their own wallet.

  • Sales already reconciled

    Every sale arrives with structured data and appears on the same account dashboard.

  • Complete receipts

    Printed or digital, with the applied rate when the payment is made in crypto.

02 — In detail

The terminal, up close

An Android device with a large screen, contactless reader and built-in thermal printer, carrying the platform's brand.

Front
Side

  • Large screen

    The customer checks the currency and amount before paying.

  • Contactless

    Card, phone or watch tapped on the reader.

  • Thermal printer

    The receipt prints instantly from the top of the device.

Illustrative image.

03 — How it works

From counter to account, in three steps

Customers pay however they like; you receive the way you chose.

  1. You enter the amount

    In the currency you want: reais, dollars, euros or digital dollars. The customer checks the amount on screen before paying.

  2. The customer pays their way

    They tap a card or phone, scan the QR code or pay in crypto from their own wallet.

  3. The money lands in your account

    Converted into the currency you chose or kept in crypto, with the sale already recorded on your dashboard.

04 — Receipt

Every sale, fully documented

The receipt shows the amount in the merchant's currency, how the customer paid and the transaction's ISO 20022 reference. For crypto, it also shows the amount received and the applied rate.

Paid in crypto
DUbank

Sales receipt

Customer copy

Merchant
[to be published]
Date
10/13/26
Time
14:32:08

Amount charged

R$128.90

Payment method
Crypto · digital dollar
Amount received
25.000000 USDC
Applied rate
1 USDC = R$5.1560
Transaction ID
TX-7F3A92C14D8E
ISO 20022 reference (end-to-end)
IB4f2a9c1e7b3d4a0e8c6b5f1a2d3e4c5b

Approved

Digital receipt: point your camera

*** Illustrative receipt ***

Paid by card
DUbank

Sales receipt

Customer copy

Merchant
[to be published]
Date
10/13/26
Time
16:05:41

Amount charged

R$342.50

Payment method
Contactless card
Card network
Visa
Card
•••• 4821
Authorization
083215
Transaction ID
TX-2B91E05AC7F4
ISO 20022 reference (end-to-end)
IB9d03b6e2a4c84f1b9e7a0c5d2f6b8e13

Approved

Digital receipt: point your camera

*** Illustrative receipt ***

Illustrative receipts. Amounts, rates and identifiers are examples.

05 — In practice

Where it works

From the café to the event venue, with the same account behind it.

  • Restaurants and cafés

    The bill comes to the table and the customer pays contactless, without leaving their seat.

  • Shops with international customers

    Tourists pay with their own card or in crypto; you receive in the currency you chose.

  • Events and trade fairs

    Multiple terminals on the same account, with sales from all of them on one dashboard.

06 — International standard

Built on ISO 20022

ISO 20022 is the international standard for financial messaging. The account speaks this language for euro transfers (SEPA), and the terminal follows the same standard.

  • Every sale arrives with structured data: amount, currency, date and reference
  • Automatic reconciliation on the same account dashboard, with no spreadsheets
  • A single language across the terminal, the account and institutions
ISO 20022 messages on the SEPA rails
pain.001
Payment order sent to the institution
pain.002
Response on the status of the order
pacs.002
Payment status between institutions
camt.053
Account statement, used for automatic reconciliation

07 — What sets it apart

Part of the account, not a separate product

Terminal sales land in the same multi-currency balance where you hold reais, dollars, euros and digital dollars, using the same ISO 20022 language the account uses for euro transfers.

  • Receive in crypto or the currency of your choice
  • Receipts with the applied rate and the end-to-end reference
  • Sales on the same dashboard as the rest of your money

08 — Security

As secure as the account

The terminal inherits the account's protection.

  • Linked to a verified account

    Every terminal belongs to an account with a verified identity.

  • Two-step access

    The sales dashboard uses the same protected access as the account, with session management.

  • A unique reference per sale

    Every sale carries an end-to-end identifier, making it easier to check and dispute.

09 — Questions

Frequently asked questions

Which payment methods does it accept?

Contactless cards, phones or watches, QR codes and crypto straight from the customer's wallet.

How do I find out the price and fees?

Price, fees and conditions are presented before any sign-up.

Do I need an account?

Yes. The terminal is linked to your account, and that is where your sales land.

Can I receive payments in crypto?

Yes. You choose to receive in crypto or in the currency you prefer.

Sell at the counter with your account

Open the multi-currency account and discover the platform behind the terminal.

Open account Explore the platform

Features, currencies and payment methods depend on partners, authorizations and the regulations applicable in each country.

Platform

More from the platform

Each product handles one part of your financial life. Together, they share the same account, the same access and the same protection.