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DUbank
Open account

Credit

Clear credit, in the account you already use.

Loans within the platform: apply through the app, see every condition on screen before you decide and track everything on the same account dashboard.

Open account How it works
  • Terms on screen before you sign
  • Apply through the app
  • Installments tracked on the dashboard
Three professionals smiling during a meeting with charts on the table

01 — Benefits

Credit without the fine print

Every number in view before you sign.

  • All in the same account

    Application, contract, disbursement and repayment in the same place as the rest of your money.

  • Transparency before signing

    Amount, total cost and schedule are shown before you accept.

  • Through the app

    No paperwork: application and signature happen on your phone or computer.

  • For individuals and businesses

    For individual and business customers alike.

02 — How it works

How it works

From application to repayment, in the same account.

  1. Application

    You state how much you need and what it is for.

  2. Review

    The review considers your verified identity and account history, in line with the credit policy.

  3. Offer

    The full terms appear on screen, before any signature.

  4. Disbursement and repayment

    The funds land in your account, and installments are paid from it.

03 — In practice

Who it is for

Goals with a clear beginning, middle and end.

  • Working capital

    Businesses that need to strengthen cash flow between sales and receipts.

  • Personal projects

    A course, a move, new equipment: a goal with a set end date.

  • Business expansion

    New inventory or equipment, with repayment tracked on the dashboard.

04 — What sets it apart

Credit built into the account

Credit uses the same verified identity, the same history and the same dashboard as the account. No standalone forms and no hidden conditions.

  • Full terms before any signature
  • Contract and installments tracked on the dashboard
  • Credit subject to review and to the regulations applicable in each country

05 — Security

Protected contracting

The same layers of protection as the account.

  • Verified identity

    Only accounts with a verified identity can apply for credit.

  • Two-step signature

    Every contract requires two-step confirmation.

  • Protected data

    Your data is used only for the review, in accordance with the privacy policy.

06 — Questions

Frequently asked questions

How do I apply?

Through the app, in the same account: you state how much you need and what for, and the full conditions appear on screen before anything is signed.

Where can I see the rates and terms?

In the offer, on screen, before anything is signed: the amount, total cost and schedule are visible before you decide.

Is every application approved?

No. Approval depends on a credit review.

Start with your account

Credit uses the same multi-currency account. Open yours and discover the platform.

Open account Explore the platform

Credit subject to review. Terms, costs and availability depend on partners and the regulations applicable in each country.

Platform

More from the platform

Each product handles one part of your financial life. Together, they share the same account, the same access and the same protection.